Andy Hartree

Andy is a highly experienced industry professional and market risk management expert with a background in oil refining. He is a trained Chemical Engineer with hands-on experience of the physical demands and logistics of the entire process of turning crude oil into an end product.

Andy joined Lloyds Bank at the start of 2011, becoming their Head of Commodity Market Solutions. Similar to his previous role, with RBS, he was tasked with building their commodity derivatives business, focusing on the corporate client base, extending from FTSE100 companies to SMEs. He was also a Director of Energy Sales at BNP Paribas Fortis, specialising in structured debt/derivative products, enhancing client debt capacity and risk management. Andy’s career started at Shell, where he had roles as chemical engineer, refinery scheduler and trader, trading oil products both physically and on derivatives, as well as providing in-house risk management training. Andy has developed significant IT skills, most notably building enhanced debt models for upstream clients for managing debt capacity and hedging while optimising investor objectives.

Andy holds an MA, MEng in Chemical Engineering from the University of Cambridge.